When it comes to determining the premium rates associated with different types of life insurance policies, there are a few factors that are usually considered by the companies.
Two of the most important ones are interest and mortality. In addition to these, expense is another deciding factor that has a lot to do with the premium rates of insurance policies, especially in case of a life insurance. It may be referred to as the sum of money that the insurance provider is supposed to add up to their costs in order to cover different types of overheads such as operational costs of the company, investments on account of premiums and for paying the massive sums of money for claims filed by different clients. A few details on these factors are discussed in the paragraphs below.
You have a thirst for knowledge and want to know more about the vintage costume jewellery in your collection. But which book to buy if you are living in the UK?
There are hundreds of reference books to choose from and most have been written in the US by authors who have a collection based in the US. How specific is that to us in the UK?
So here’s a brief guide of 12 books to give a good over view of knowledge from Victorian through to the eighties and beyond. Actually there are more than 12 books here, because some authors have written more than one book that is useful.
This guide should cover general unsigned pieces and some signed pieces of jewellery. However there are no specific books ever written for the majority of the mass produced signed costume jewellery made by UK companies or made for the UK market apart from Wilson and Butler.